Consumers can now reload their PayMaya accounts in more than 15,000 establishments nationwide including all 7-Eleven convenience stores, all Robinsons Mall Business Centers, all SM Malls Business Centers as well as the Smart Padala centers.

PayMaya accounts can also be funded through Smart Money and BDO accounts, via Internet banking, with many more partners coming onboard soon.

“By making more convenient channels available for our Paymaya reloading as well as spurring more use cases in retail and transport, we hope that more Filipinos will be encouraged to adopt digital financial services. We don’t want anyone to miss out in the emerging digital economy,โ€ said Orlando B. Vea, Smart eMoney, Inc. President and CEO.

Introduced last August by Smart eMoney, Inc., the digital financial services unit of PLDT and Smart, PayMaya is the first of its kind, all-in-one digital payments mobile app that can be used for online shopping, peer-to-peer transfers and telco airtime reloading. It also comes with a physical PayMaya Visa card can be used for any face-to-face transaction with any merchant accepting Visa as well as ATM withdrawals.

To get a PayMaya virtual account, users just need to download the mobile app through their smartphones via Google Play (for Android) or App Store (for iOS).

Upon registration, the mobile app automatically generates a reloadable unique 16-digit instant virtual Visa card for the user that can be funded through any reloading station. This can be immediately used for online purchases in any merchant worldwide that accepts Visa. Because the virtual Visa card number is automatically tied to the userโ€™s mobile number, the user only needs to remember his mobile number when making transactions.

Since it is mobile app based, PayMaya can be used by anyone regardless of the telco provider. A bank account is also not necessary. Filipinos can use their PayMaya to shop online, book flights, get travel deals, order food online, and purchase digital products such as mobile apps, games, movies, eBooks and music.

As an added perk, PayMaya users can also get 5% discount on all call and text loads from Smart if they purchase using PayMaya.

PayMaya users who upgrade their accounts can also transfer money to other verified PayMaya users via the mobile app.

Since it is an all-in-one product, users who upgrade their accounts can also request in-app a physical PayMaya Visa Card that can be linked to their virtual account. Once the required information is submitted through the mobile app, users are instantly notified and can complete their verification at an approved verification center (such as a Smart Jump Store) and pick up their physical card. The physical PayMaya Visa Card can be swiped for purchases in any store that accepts Visa worldwide.

They can also withdraw PayMaya funds from Bancnet ATMs using their physical PayMaya card.

Train commuters can also get a physical PayMaya Visa Card with beep at activation booths in LRT and MRT stations.The physical card with beep gives commuters access to the same advantages of online and face-to-face payments, but can also be used to pay seamlessly for LRT and MRT fares.

Smart eMoney is a global pioneer in mobile money and digital financial services. Its track record of innovation has been built with its successful Smart Money service, the world’s first e-wallet linked to a mobile phone.


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