MAPFRE Insular provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022 and creates online community that serves as a unifying communication platform with OFWs all over the world.

Compulsory Insurance for Migrant Workers

Section 23 of R.A. 10022 mandates recruitment and manning agencies to provide OFWs with compulsory insurance at no cost to the worker. The Compulsory Insurance for Agency Hired Migrant Worker aims to ensure that OFWs get the right protection they deserve. It also promotes and supports the workers’ fundamental rights and welfare.

MAPFRE Insular’s Compulsory Insurance Coverage for Agency-Hired Migrant Workers is a comprehensive insurance package that is set to address the needs of Filipino Migrant Workers. The very nature of accidents is that they are unexpected, but with MAPFRE Insular’s insurance package, OFWs are protected from heavy financial burden in the event of an emergency.

The comprehensive package provides OFWs with assistance for Repatriation in case of termination of employment or death; Subsistence Allowance for OFWs involved in a case or litigation; Legitimate Money Claims Insurance or money claims arising from employer’s liability; Compassionate Visit in case of OFWs hospital confinement, Medical Evacuation Insurance in case of inadequate medical facility in the area of work; and Medical Repatriation Insurance in case an OFW needs to be transported back to his country of origin as deemed necessary by medical workers.

“Our service considers financial security of our modern heroes and their family as our top priority, which is why we made sure that our insurance coverage for our OFWs will be truly beneficial,” says Tirso Abad, president and CEO of MAPFRE Insular Philippines.

Kabayan Abroad Online Community

Kabayan Abroad is an online community that aims to bring together Filipino workers all around the world., MAPFRE Insular’s online community for OFWs, is a venue for OFWs to communicate with each other and obtain useful and inspirational tools for their day-to-day lives abroad. OFWs in the site may also share their views and own experiences to help other OFWs who are visiting the site.

For inquiries or more information about the OFW insurance and other MAPFRE Insular services, check out or call their Teleservice hotline (02) 876-4400 or email them at


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About MAPRE Insular

MAPFRE Insular is a non-life insurance company offering general insurance for optimum financial protection and risk management. It provides insurance services on fire and allied lines, motor vehicle, personal accident, casualty, liability, engineering, marine cargo, surety, and micro insurance. Founded in 1934, MAPFRE Insular today ranks among the top five in the non-life insurance industry in terms of earned premiums, investment income, and net income. MAPFRE Insular is a part of MAPFRE, a global insurance group present in 49 countries across five continents. It is the leader in Spanish market, the largest multinational insurer in Latin America and among the top 10 European insurance companies by premium volume. MAPFRE employs more than 37,000 people and has over 27 million customers worldwide. In 2014, MAPFRE posted net earnings in excess of 845 million euros on revenues of 26,367 million euros.