After spending over a year staying in the safety of our own homes, most Filipinos have already adapted to the drastic changes brought about by the pandemic. The use of technology in almost every aspect of our lives has become the norm, especially when it comes to shopping for necessities and making financial transactions. 

For Home Credit Philippines, the country’s leading consumer finance company with nationwide store presence and rapidly growing mobile presence, this digital shift did not come as a surprise, as the present situation calls for consumers to find safer and more convenient ways to meet their financial needs. In fact, its digital payment efforts under Home Credit Pay has shown promising growth ever since its launch almost a year ago.

“Despite all the challenges of the past year, Home Credit Pay was able to grow with a 1030% increase in total number of digital payment transactions since October 2020,” said Home Credit Pay Leader Daniel Brodan. “This exceeds all our optimistic expectations and just confirms modern trends in the Philippines about fast cashless adoption. We are not surprised by this transformation, but we are amazed by how fast it is happening—and Home Credit will be a major part of it, as we offer innovative digital payment products supported by credit.” 

The Philippines’ first QR-enabled credit card

Last July 2020, Home Credit—the first non-bank institution in the country to issue a credit card to its customers—launched yet another first in the Philippine market: a credit card integrated with QR code payment feature.. 

The Home Credit Pay QR feature, which is currently exclusive to Home Credit Cardholders, allows consumers to make contactless and cardless payments when purchasing in any Home Credit Pay partner stores nationwide. All transactions will then be automatically charged to the Home Credit Card account, making it safer and more convenient to use. 

To know more about Home Credit Pay QR, watch this video and check out the QR Merchant Partners page for the complete list of partner merchants nationwide..

Buy load and pay bills via the My Home Credit App

Another feature available for Home Credit Cardholders is the Home Credit Pay eLoads and eBills (eServices) feature, where they can buy load and pay bills anytime and anywhere, even if they have not received their physical cards yet.

Home Credit Card users can get a 5% discount for all load variants via the My Home Credit App. Additional fees are also waived for over 200+ billers when they choose to settle their bills payments—water, electricity, internet, cable, and many more—through the app. Soon, it is planning to open up other payment options and add more load variants and billers to its roster of services.

Exclusive promos for Home Credit Pay QR and eLoads

Home Credit continues to offer special promos for Home Credit Cardholders when purchasing via Home Credit Pay QR and eLoads features. 

Avail of the Home Credit Pay Rebate Promo until May 2, 2021 to get instant discounts on your purchases and earn up to 50% rebate for each QR transaction (maximum of PHP100 rebate per transaction). Just look for the partner store’s Home Credit Pay QR code and scan it using your My Home Credit App. Find out more about this promo through the HC Pay Rebate Promo page.

Home Credit Cardholders can also join the Smart eLoads Gadget Treats promo for a chance to win Samsung 5G phones. To qualify, simply buy Smart & TNT load via My Home Credit App eLoads on or before April 30, 2021. For the complete promo details and mechanics, check out the Smart eLoads Gadget Treats page. 

Home Credit Pay continues to grow amid rise in digital payments

To stay updated on its latest news and offers, follow Home Credit Philippines’ official Facebook, Instagram, Twitter, YouTube, and Kumu. 

For more information about Home Credit’s products and services, visit  and download the My Home Credit App.

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