Investing means growing your money for use in the future, so it’s not about immediate gain. And if there’s one sure thing right now, it’s the stable and growing Philippine economy, which is sustained by OFW remittances, a strong BPO industry, and a thriving Philippine tourism; this means a stable exchange rate and extended period of low interest rates. A domestically-driven demand for Philippine goods and services means that the stock market will weather whatever the global economy throws at us. One easy way to get into investing is through the Philam Asset Management, Inc. (PAMI) Equity Index Fund. You only need P5k to start. 

Philam Life, PAMI Equity Index Fund

Both seasoned and newbie investors should take a look at the quick and easy option of investing in index funds, which operates by mimicking the performance of the stock market, which is going to be fine regardless of who wins the Presidential elections – our overseas kababayans will not stop sending home remittances and companies will not stop tapping into our BPO industry just because someone’s presidential bet lost or won. Also, whoever helms the republic has an incentive to preserve the economy, if only to lay claim that the he or she is its sustaining cause.

Philam Life, PAMI Equity Index Fund

Left to Right: Eduardo Banaag Jr. (Philam Life Head of Equity Fund Management), Ferdinand Berba (PAMI President and CEO), and Jaime Jose Javier Jr. (Philam Life Chief Marketing Officer). 

The PAMI Equity Index Fund

  • allows an investor (a minimum of P5,000.00 is needed) to grow with the country’s 30 largest corporations that make up the Philippine Stock Exchange Index (PSEi). These are companies are key players in the country’s economic growth.
  • retains the inherent benefits of diversification and cost-efficiency. A minimum investment of P5,000.00 gives you the chance to hitch on the growth of the economy.
  • is relatively easy to manage compared to an actively managed fund, so whatever returns you get on your investment are maximized.
  • allows newbie investors to better understand how investment funds work as well as learn more about the corresponding financial returns.

Philam Life, PAMI Equity Index Fund

If you can save up for that trip to Boracay, or that new iPhone, you can shell out P5,000 and top that up every month to increase your returns in the years to come. In a sense, it’s easier to get into investing in an index fund that it is to earn and then save enough money to funnel into a time deposit.

For those who want to add insurance protection to the investment benefits of an index fund, Philam Life offers its Money Tree and Money Tree Elite products. According to Philam Life Chief Marketing Officer Jaime Jose M. Javier, “We are the first company that makes it possible for client-investors to choose an index fund to increase the cash component of their insurance plan.”

Money Tree and Money Tree Elite allows you to choose from a range of funds, depending on your appetite for risk. Whichever fund you choose, there is guaranteed life insurance coverage of at least 125% of your investment, all packaged in a simple one-pay investment. If you want more money into their investment or add health riders for increased protection, you can do so at any time.

About PAMI

Philippine Asset Management, Inc. (PAMI) is Philam Life’s asset management subsidiary, whose assets have grown to P40.698 billion in 2014 from P21.903 billion in 2004. PAMI is one of the largest asset and wealth management companies in the country, managing mutual funds from different asset classes and is a major contributor to the development of the Philippine mutual fund industry. PAMI has won nine awards from PIFA in 2014 alone, and has consecutively been named Most Truest Brand since 2010, Investment Fund Category by Reader’s Digest.

For details on PAMI and their recently launched Equity Index Fund, visit

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