Use Facebook Messenger to buy load, send money, and pay bills – PayMaya just teamed up with Facebook

If you can chat on your phone, you can also send money, pay bills, and buy load and data. PayMaya, a safe and effective virtual wallet for daily transactions, is now accessible to anyone with an updated Facebook Messenger app. You can even create a PayMaya account (if you don’t have one yet) while inside Messenger. That’s payment tools right at your fingertips, without the need to open a bank account. Right now, it’s Android only, but it will be on iOS soon.

Just to be Clear: Your PayMaya Account is Safe on Messenger

Every transaction will ask for your Facebook password, so keep your password secure. Also, your funds and financial transactions are handled and kept safely in PayMaya.

How to Use PayMaya in Messenger

  1. On your Android smartphone, launch Facebook Messenger.
  2. Search for @PayMayaOfficial on Messenger.
  3. A chatbot will guide you on available menu options.

Don’t have a PayMaya account? You can create one using Messenger. Already have a PayMaya account? If you have the PayMaya Android app installed, you can link it your PayMaya wallet to Messenger.

While in Messenger, you can inquire about you PayMaya wallet balance, pay bills, send money to other Messenger users (regardless if recipients are on PayMaya or not). After sending money, both sender and receiver will receive a Facebook Message informing them of amount sent. To access the amount, the recipient will have to download the PayMaya app and register. You can also buy mobile load, while inside Messenger, with a substantial discount.

Don’t want to use your credit card online? Don’t have a credit card at all? Then get the PayMaya Virtual Credit Card. Use it for online transactions, like paying your bills and buying items online. Getting one is easier than applying for a credit card. Here’s how.

You Can Also Get the PayMaya Physical Card

While PayMaya is accessible both as a mobile wallet (through its stand alone PayMaya app), and as payment tools in Facebook Messenger, you can also get it as a physical card, which can be linked to the mobile wallet.

You can use the physical card at any Bancnet ATM nationwide, and anywhere VISA and Mastercard are accepted. PayMaya users can link up to three PayMaya physical cards to their app. You can order the physical card through free of delivery charges.


  • You can get the PayMaya app first and the card later, or the reverse: the card first and then install and register in the PayMaya app, and then connect it to your PayMaya mobile wallet.
  • PayMaya is telco-agnostic, meaning anyone can create an account regardless of his or her network provider.

PayMaya on Messenger makes it easy to transfer funds while you chat with family and friends. Before PayMaya, sending money and paying for bills meant going to a bank, a bills payment or remittance center, or personally handing over the money. Now, you don’t even have to switch apps to get things done – you can pay and receive payments through your smartphone. 

PayMaya partners with Facebook to launch PayMaya on Messenger. (Left to Right:) Ginger Baker (Facebook Product Manager) and Paolo Azzola (COO of PayMaya Philippines).

Top up Your PayMaya Mobile Wallet Anywhere

PayMaya has the largest network of reloading touchpoints: over 15,000 top up stations nationwide, including SM Business Centers, Robinsons Department Stores, 7-Eleven with Cliqq Kiosks, Petron stations along NLEX and Ministop outlets with Touchpay Kiosks, Shopwise, Wellcome, 2Go outlets, Smart Padala centers, Palawan Pawnshop branches, UnionBank ATMs, Gaisano Malls, and online banking via BDO and UnionBank.

PayMaya is a regulated e-Money Issuer by the Bangko Sentral ng Pilipinas.

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Irwin Allen Rivera loves his wife's cooking so much he's now twice the man he used to be. His English essay won a Don Carlos Palanca Memorial Award for Literature in 2012. His philosophical-horror story appeared in Philippine Speculative Fiction 8 (2013). He was managing editor and lead writer of Sites and Symbols 2 (2005), a coffee-table book about buildings in UP Diliman - his alma mater (BA Philosophy; MA Creative Writing continuing). He worked at the UP Diliman Information Office before shifting to web content writing. His sudden fiction, "Notwithstanding Pigs," initially a Friendster testimonial, appeared in Philippines Graphic (2006) and in Very Short Stories for Harried Readers (2007). He used to write for